Athios Financial Solutions
Financial Solutions - Tailored for You
We are licensed to offer life, health and long term care insurances as well as annuities from some of the strongest providers in the market.
Retirement planning includes considering the financial loss associated with the 'what if', income to depend on when retired and how to deal with the economics of long term care.
We cannot turn every stone, but we identify the most important ones and deal with them first.
The best financial decisions start with understanding. Our services are designed to support your goals through every stage of life—whether you're planning for retirement, protecting your loved ones, or preparing for the unexpected. We look at your sources of income, assets and liabilities and align it all to a plan. Annuities, 401(k)s, insurances, roth IRAs and similar solutions are all considered. I have access to a wide range of solid and strong providers within life / health insurances and annuities, but the planning will never be limited to what you can get through me.
Financial Planning
As-is first
When we plan for the future, we start with looking at the as-is. This includes income, assets and debt. But it also includes quality of life and if there is something you want to do more of and something you would appreciate to do less of.
Dreaming big
The next step is to dream, 'where do we want to be in life and the world'! We always start with ourselves at this point. What have you done that makes you happy, and how can you continue to do that. But we know that not everything has been to plan, because sometimes you just need to follow your instinct and go on an adventure. Creating that level of flexibility means that financial freedom is a must! That is the first step in the to-be. We define the steps to get there by looking at the as-is and what needs to change, and then we spice it up with the experiences we have had.
Piecing it all together
Financial planning is like building a stonewall. You need to ensure that the foundation can carry the weight of the stones that come on top. Sometime you need to change the stones around or make a bit of repair. Based on the as-is and then followed by the to-be, we will piece the plan together.
Now, although we know all of the pieces and how they should come together, reality might sometimes stir it all up. That is why we would recommend that you revisit the plan regularly, similar to a regular service of your car. It is common that plans change because life goes in a different direction, so that is why we help also with the service check. All for free!