We are licensed to offer life, health and long term care insurances as well as annuities from some of the strongest providers in the market.
Retirement planning includes considering the financial loss associated with the 'what if', income to depend on when retired and how to deal with the economics of long term care.
We cannot turn every stone, but we identify the most important ones and deal with them first.
The best financial decisions start with understanding. Our services are designed to support your goals through every stage of life—whether you're planning for retirement, protecting your loved ones, or preparing for the unexpected. We look at your sources of income, assets and liabilities and align it all to a plan. Annuities, 401(k)s, insurances, roth IRAs and similar solutions are all considered. I have access to a wide range of solid and strong providers within life / health insurances and annuities, but the planning will never be limited to what you can get through me.
Turn Your Savings into Lifetime Income. Annuities offer guaranteed, predictable income—so you can retire with confidence. Whether you're ready to start drawing income now or planning for the future, we’ll guide you to the right annuity solution to match your needs and risk profile.
Benefits: Option for Guaranteed income for life | Protection from market volatility | Customizable payout options
Protect What Matters Most. Life insurance is more than a policy—it’s peace of mind. It helps safeguard your family’s financial future, pay off debts, and leave a lasting legacy. We’ll help you choose the right type and amount of coverage based on your unique goals.
Benefits: Income replacement for your family | Tax-free benefit to beneficiaries | Legacy and estate planning tool
Plan Today. Preserve Tomorrow. Long-term care insurance covers services like home care, assisted living, or nursing facilities—so your assets stay protected and your independence preserved. It’s a vital part of planning for aging with dignity.
Benefits: Coverage for daily living assistance | Reduces burden on family | Protects your retirement savings
Whether you're planning for retirement, protecting your legacy, or securing your business, our suite of financial solutions—including annuities, life insurance, and long-term care policies—can help you build a solid foundation for the future:
Financial Goals & Retirement Planning: Use annuities to create guaranteed income streams, supplement Social Security, and ensure your lifestyle lasts as long as you do. Combine with life insurance to protect loved ones and preserve wealth.
Estate Planning: Life insurance can provide tax-free inheritance, pay estate taxes, and ensure your legacy is passed on exactly as you intend. It’s a simple yet powerful tool for generational wealth.
Business Owner Solutions: Protect your company with life insurance for key person coverage or buy-sell agreements. Use annuities to fund retirement plans and attract or retain top talent.
Headstart Plans: Give children or grandchildren a financial head start with life insurance that grows cash value over time, or annuities that build wealth securely for future needs like college or first-home purchases.
Long-Term Care Planning: Protect your assets and independence with long-term care insurance, ensuring quality care without draining your savings or burdening your family.
Let us help you craft a personalized plan that aligns protection with purpose—so your money works harder, smarter, and longer for you and your loved ones.
When we plan for the future, we start with looking at the as-is. This includes income, assets and debt. But it also includes quality of life and if there is something you want to do more of and something you would appreciate to do less of.
The next step is to dream, 'where do we want to be in life and the world'! We always start with ourselves at this point. What have you done that makes you happy, and how can you continue to do that. But we know that not everything has been to plan, because sometimes you just need to follow your instinct and go on an adventure. Creating that level of flexibility means that financial freedom is a must! That is the first step in the to-be. We define the steps to get there by looking at the as-is and what needs to change, and then we spice it up with the experiences we have had.
Financial planning is like building a stonewall. You need to ensure that the foundation can carry the weight of the stones that come on top. Sometime you need to change the stones around or make a bit of repair. Based on the as-is and then followed by the to-be, we will piece the plan together.
Now, although we know all of the pieces and how they should come together, reality might sometimes stir it all up. That is why we would recommend that you revisit the plan regularly, similar to a regular service of your car. It is common that plans change because life goes in a different direction, so that is why we help also with the service check. All for free!
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